Share Savings
As a member, you own a share in the Credit Union, represented by your Share Savings Account.
- Interest bearing
- Open with a $5 minimum deposit to establish membership
- Must maintain a minimum balance of $5
Let's get going!
In order to get started, select an account that works for you.
Smart Rewards Savings
As a companion to our Smart Rewards checking accounts, select Smart Rewards Savings to give your savings a major boost without tying up your money longer term!
- Tiered APY based on account balance
- Minimum Deposit of $5
- Maximum Deposit of $5,000
- Must have Smart Rewards Checking
Additional Share Savings
A basic savings account, just like your Share Savings, that can be used for any purpose.
- Interest bearing
- Open with a $5 minimum deposit
- Must maintain a minimum balance of $5
Holiday Club
With no waiting, no long applications, and no high-interest credit card bills to pay, our Holiday Loan will put some cheer back into your season.
- Designed to help you save for your holiday shopping
- Make regular deposits via direct deposit or automatic transfer
- Make regular deposits into your account via direct deposit or automatic transfer
- All funds automatically transferred to your Harvard FCU share savings account on November 1st
- Earns interest
- Minimum Deposit of $5
Vacation Club
If you need a little extra cash to make this year’s vacation the best ever, apply for the Vacation Loan from Harvard FCU!
- $1 minimum to open.
- Earns interest.
- Make regular deposits into your account via direct deposit or automatic transfer.
Money Market Savings
Money Market Accounts are great for medium-to-long range savings if you don’t want to be locked in to any term. Tiered interest rates allow you to earn better returns for carrying higher balances, and you have the freedom to access and withdraw funds at anytime.
- Geared toward medium to long range savings
- Interest bearing account
- $1,500 minimum to open
- Up to six transfers per month