Let's get going!

In order to get started, select an account that works for you.

Smart Rewards Cash Back

With Smart Rewards Checking, there are no maintenance fees of any kind, just rewards you can count on. Choose Cash-Back if you use your debit card often - your cash back will add up quickly!

3% cash-back on debit purchases, up to $10 per month
Minimum Deposit of $5
No monthly fee
$25 ATM fees refunded monthly
Required to Earn Rewards: eStatements, 12 debit purchases, 1 Online/Mobile Login

Smart Rewards Premium Interest

With Smart Rewards Checking, there are no maintenance fees of any kind, just rewards you can count on. Choose Premium Interest if you tend to carry larger balances - it will help maximize your savings growth!

Premium Interest rate earned on up-to $10,000 balance
Minimum Deposit of $5
No monthly fee
$25 ATM fees refunded monthly
Required to Earn Rewards: eStatements, 12 debit purchases, 1 Online/Mobile Login

Crimson Elite Checking

Crimson checking is Harvard FCU’s more traditional checking account.

Interest bearing
Minimum Deposit of $5
No monthly fee with a minimum balance
$50 ATM surcharges refunded monthly

College Life Cash Back

Harvard Undergrads get the best financial services at their very own Credit Union.

Restricted to currently enrolled college undergraduates
Minimum Deposit of $5
No monthly fee or minimum balance
Earn 3% cash back on your debit card purchases
Free incoming wires and inter-bank transfers
$25 ATM fees refunded monthly

College Life Premium Interest

Harvard Undergrads get the best financial services at their very own Credit Union.

Restricted to currently enrolled college undergraduates
Minimum Deposit of $5
No monthly fee or minimum balance
Premium interest rate earned on balances up-to $10,000
Free incoming wires and inter-bank transfers
$25 ATM fees refunded monthly

Basic Checking

Basic checking is your classic no frills, no fees account.

Minimum Deposit of $5