Harvard Federal Credit Union

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Products / Smart Rewards Cash Back
Smart Rewards Cash Back
Earn 3% cash back every time you use your debit card, pay no monthly maintenance fees, and enjoy refunded ATM fees wherever you bank.
  • No monthly fee
  • Minimum Deposit of $5
  • 3% cash-back on debit purchases, up to $10 per month
  • $25 ATM fees refunded monthly
  • Earning rewards is easy: sign up for eStatements, complete 12 debit card purchases each month, and log in to Online or Mobile Banking once per month.1